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Have you ever had the experience of meeting the

author of a book, and knowing that the author had

written that book for you?  When you meet with

attorney Christopher Missick for your client meeting,

and receive your complimentary copy of Begin Again,

that is exactly what you are getting. 

Here is what he has to say about it:

“The idea for the book actually came out of a conversation with my mother.  We were talking about the bankruptcy my parents had filed almost two decades before, and about how terrified she was of the process.  I realized that we, as attorneys, rarely address the emotional concerns of our clients to the degree we should.  This is what motivated me to begin writing a book I could give my clients that would address the fears that most people have, and explain the process they were about to go through.

I wrote this book for my clients, and really anyone curious about the bankruptcy process and what bankruptcy in America entails.  I am a partner in the process.  My own experiences have instilled the empathy that a bankruptcy attorney ought to have.  It’s my hope that this companion enables my clients to know that we are working on this process together.  We will be successful. 

They will truly have the chance to BEGIN AGAIN.”

                                  Available Soon For The Kindle

PART I

CONFRONTING THE EMOTIONAL ASPECTS OF BANKRUPTCY

THE MORALITY OF BANKRUPTCY

Myth:  If you file for bankruptcy it is because you are a deadbeat, irresponsible, a bad person, or immoral.

WILL EVERYONE KNOW I FILED FOR BANKRUPTCY?

Myth: Everyone will find out about my bankruptcy and it will hurt my chances of finding a new job in the future.

HOUSEHOLD NAMES IN BANKRUPTCY

Myth: Respectable people don’t file for bankruptcy, they simply work until they can pay off their debts.

WILL I GO TO JAIL?

Myth: Failure to pay debts to credit card companies can lead to criminal penalties that may mean jail time.

I’M AFRAID I MAY BE TOO OLD TO FILE BANKRUPTCY

Myth: Filing bankruptcy should only be done while you are young enough to recover financially.

I’M AFRAID I MAY BE TOO YOUNG TO FILE BANKRUPTCY

Myth: Filing bankruptcy is a terrible way to start your life out of college and you may not recover.

WILL I BE RUINED FOR LIFE?

Myth: Filing for bankruptcy will be the end of your life.  It is very hard to recover and ever be successful after filing for bankruptcy.  You’ll never get credit again.

PART II

INTRODUCTION TO THE HISTORY OF BANKRUPTCY

WHERE DOES BANKRUPTCY COME FROM

BANKRUPTCY IN AMERICA - A CONSTITUTIONAL ISSUE

PART III

BANKRUPTCY ESSENTIALS

BAPCA - The Bankruptcy Abuse Protection and Consumer Protection Act

THE MEANS TEST

CONSUMER BANKRUPTCY

CHAPTER 7

What can you expect when filing a Chapter 7?

The Five Part Process

Non-Dischargeable Debt

Exemptions

Reaffirmation

Violations

CHAPTER 13

The Plan

A Word About Mortgages...

CHOOSING BETWEEN A CHAPTER 7 OR 13

HOW MUCH IS THIS GOING TO COST ME?

WHAT HAPPENS IF YOU’RE MARRIED?

Listen to Chris as he explains why he wrote his latest book, Begin Again.

Buy the book on Amazon!

Named book of the week!  Blurb! Radio